USDA LOANS

What is a USDA Home Loan?

Growing in popularity, USDA home loans offer incredible benefits to borrowers looking to buy homes in rural areas. If you live in a small town or rural area situated in a location approved by USDA Rural Development, you may qualify for a USDA loan with 100 percent financing. 

What are the Benefits of a USDA Home Loan?

  • 0% down payment
  • 30 year fixed rate mortgages
  • Purchase and refinance options available

USDA Loan Income Limits

The USDA Loan Guarantee is meant for low to moderate income families. The program income limits are based on family size.

Income limits differ by area. To check maximum income limits in your area, call us at Express Loan Process.

large farm country house with spring green landscape, kids play ground.USDA Loan

USDA Property Eligibility

Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA might have one of the government’s least-known mortgage assistance programs.  In order to qualify for the USDA loan, your property must be in an eligible area. To learn which areas are eligible near you, call us. 

 

USDA Loan Limits

Home loan limits can vary based on the area. Call us to find out the possible loan limits for you today!

CHECK YOUR TRUE CREDIT SCORE

A credit score assists in measuring your ability to repay a debt in the future.

CALCULATE YOUR MORTGAGE PAYMENT

Try our mortgage calculator to see your mortgage payment.

APPLY NOW

Fill out our online application to get pre-approved.
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